Robert Bell

FCA Regulatory Update: Motor Finance Redress, Consumer Credit Act Reform and AI Cyber Risks

On 24th September, the FCA updated its Consumer Duty focus areas publication. The update does not introduce new rules or change the underlying requirements of the Consumer Duty, but it does provide more detail on the areas where the FCA is planning to shift its focus over the foreseeable. The good news is that we don’t need to prepare for another regulatory change, but we do need to be asking whether existing Consumer Duty arrangements would withstand scrutiny in these focus areas. Consumer...

To help you plan your goals over the remaining months of 2026, we have pulled together an overview of the key regulatory updates expected over this year and 2027, the key dates for your diary. Date Regulator Initiative Action Autumn 2026 ICO Data (Use and Access) Act 2025 Final versions of updated guidance including guidance on the Right to Rectification and the Right to Restrict Processing. New tools to support firms in deciding which special category data condition for processing is most...